Saving Money
Social Security COLA 2027: When Is the Announcement and What Do We Know So Far?
The 2027 COLA had not been officially announced as of October 12, 2026. When it is expected, how it is set, and what is official versus forecast.
All articles (25)
Every DailyNova article in English, organized by category: saving money, home, personal finance, technology, curiosities and health.
Saving Money (6)Personal Finance (7)Home (7)Technology (1)Curiosities (1)Health & Wellness (3)
Saving Money
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Saving Money
Social Security COLA 2027: How to Estimate Your New Monthly Benefit
A simple formula and calculator to estimate what your monthly Social Security benefit could be after a cost-of-living adjustment, with clearly illustrative examples.
Saving Money
How to Spot Fake Online Deals Before You Pay (Holiday Shopping Edition)
Warning signs of fake stores and too-good-to-be-true offers, safer ways to pay and what to do if you've been scammed. A short checklist for the holiday season.
Saving Money
How to Save Money on Groceries Without Sacrificing Quality
Meal planning, unit prices, store brands and less food waste: a practical playbook for lowering your U.S. grocery bill without eating worse.
Saving Money
Holiday Shopping 2026: How to Save Money on Gifts and Groceries
A planning calendar, budget framework and price-checking tips to get through holiday shopping in 2026 without overspending on gifts, groceries or online orders.
Saving Money
Aldi vs. Walmart: How to Compare Grocery Prices in 2026
No chain is always cheaper. Build a comparable basket, read unit prices and weigh store brands and package sizes to see which store wins for you.
Personal Finance
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Personal Finance
2026 Midterms and Affordability: What Can Voters Realistically Expect to Change?
The Nov. 3 midterms and the cost of living: what Congress can and can't change on housing, health care, groceries and energy, and what to ask about promises.
Personal Finance
How to Freeze Your Credit (It's Free): A Step-by-Step Guide
A credit freeze stops new accounts from being opened in your name. What it does, how it differs from a fraud alert and how to place or lift it.
Personal Finance
Moving to Spain From the US: Which Visa Do You Need? Non-Lucrative vs. Digital Nomad (2026)
US citizens can't just move to Spain. Compare the non-lucrative and telework visas: income rules, paperwork and timelines, from official consulate sources.
Personal Finance
The 50/30/20 Budget Rule: How It Works, With an Example and Calculator
What the 50/30/20 rule is, how to apply it to your take-home pay with a dollar example, when it does not fit, and a calculator to split your income.
Personal Finance
How to Compare Car Insurance Quotes: A Checklist That Goes Beyond Price
Same coverage, same deductible, same limits: how to line up quotes fairly, what to ask each insurer and where to check your state's rules.
Personal Finance
Identity Theft: First Steps to Take Right Away
If someone used your personal information, act in order: report at IdentityTheft.gov, place a fraud alert or freeze, check your accounts and keep records.
Personal Finance
No-Annual-Fee Credit Cards: What to Check Before You Apply
A $0 annual fee is only one line in the terms. A checklist for comparing cards: APR, fees, rewards rules and what happens if you carry a balance.
Home
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Home
How Much Does a Space Heater Cost to Run? Per Hour, Per Day and Per Month
Work out what your electric space heater costs per hour, day and month using its wattage and your own rate per kWh. Includes a table and calculator.
Home
Daylight Saving Time Ends November 1, 2026: When to Set Clocks Back and What to Reset
Clocks fall back on Sunday, November 1, 2026. What updates automatically, what you need to change by hand and where DST isn't observed.
Home
How Much Does It Cost to Charge an Electric Car at Home? How to Calculate It
A simple method to work out the cost of one charge, 100 miles or a year of charging at home, using your own electricity rate and your car's efficiency.
Home
How Much Does It Cost to Run a Dryer? Per Load, Per Hour and Per Month
What an electric clothes dryer costs per load, per hour and per month from its wattage and your rate per kWh. Table, calculator and ENERGY STAR facts.
Home
How Much Electricity Does a Refrigerator Use? Cost Per Month and Year
Find your refrigerator's yearly kWh on its EnergyGuide label, turn it into a monthly cost with your rate, and learn what helps it use less power.
Home
How Much Electricity Does a Household Appliance Use?
Use one simple formula to calculate any appliance's electricity use in kWh and its estimated cost, with worked examples, typical wattages and a free calculator.
Home
How to Lower Your Electric Bill at Home: Practical Ways to Save
Where household electricity goes and what helps: heating and cooling habits, insulation, lighting, appliances, and where to find utility and assistance programs.
Technology
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Technology
Free AI Tools for Students and Everyday Work: Which Ones Are Worth Using in 2026?
What the free plans of ChatGPT, Claude and Gemini include as of October 12, 2026, what limits they state, and how to use AI tools well, safely and honestly.
Curiosities
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Curiosities
Why Do We Get Hiccups? What Causes Them and What Actually Helps?
How hiccups happen, common triggers, what the evidence says about home remedies, and when long-lasting hiccups are a reason to talk with a doctor.
Health & Wellness
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Health & Wellness
ACA Open Enrollment for 2027: HealthCare.gov Dates and Deadlines
HealthCare.gov Open Enrollment for 2027 coverage starts November 1, 2026. Know the December 15 deadline for January 1 coverage and what to prepare.
Health & Wellness
Medicare Open Enrollment for 2027: Dates, What You Can Change and What to Check
Medicare's Open Enrollment runs October 15 to December 7. Here is what you can switch, when coverage starts and a short checklist for comparing plans.
Health & Wellness
Why Do Your Hands or Feet Fall Asleep?
Why limbs get pins and needles, what usually causes it, when it's harmless, and which warning signs mean you should see a clinician or call 911.